Disbursement and Refund Schedule
Use this page to see when Chabot College plans to disburse eligible financial aid and when an eligible refund may begin processing.
Important date info: The dates on this page are scheduled processing dates. They do not guarantee that you will receive financial aid or a refund on that date.
Your timing may be different depending on your financial aid eligibility, enrollment, outstanding requirements, type of aid, when your classes begin, and other applicable requirements.
Disbursement Date vs. Refund Processing Date
These dates are related, but they do not mean the same thing.
Disbursement Date
The disbursement date is when Chabot College applies eligible financial aid to your student account.
Your financial aid may first be applied to applicable charges on your account.
Estimated Refund Date
If your eligible financial aid is more than the applicable charges on your student account, you may have a remaining credit balance that can be refunded to you.
The estimated refund date is when Chabot expects an eligible refund to begin moving through the applicable refund process.
Before Your Financial Aid Can Be Disbursed
Before expecting a payment, check your Financial Aid status in MyPortal.
Depending on your situation, you may need to:
- Submit a 2026–27 Free Application for Federal Student Aid (FAFSA) or 2026–27 California Dream Act Application (CADAA).
- Complete required Financial Aid documents or other items shown in MyPortal.
- Accept Financial Aid Terms and Conditions or complete other required steps, if applicable.
- Meet the eligibility requirements for the financial aid programs you may receive.
- Meet applicable Satisfactory Academic Progress (SAP) requirements.
- Be enrolled in eligible coursework and begin attendance as required.
- Complete additional requirements for specific financial aid programs, including Federal Direct Loans, if applicable.
Do this: Check MyPortal and your Chabot Zonemail regularly. The Financial Aid Office may contact you if additional information is needed.
Disbursement and Refund Schedules
Full-term classes begin: August 24, 2026
|
Financial Aid Payment |
Disbursement Date |
Estimated Refund Date |
|---|---|---|
|
Federal Pell Grant - First Scheduled Disbursement (50%) |
08/24/26 |
09/01/26 |
|
Federal Direct Loan - Retuning Borrower |
TBD |
TBD |
|
Cal Grant, if eligible |
09/21/26 |
09/29/26 |
|
Student Success Completion Grant (SSCG) If eligible |
09/21/26 |
09/29/26 |
|
Chabot College Promise Program |
09/21/26 |
|
|
Federal Direct Loan - New Borrower |
TBD |
TBD |
|
Federal Pell Grant - Second Scheduled Disbursement (50%) |
10/19/26 |
10/27/26 |
|
Federal Supplemental Educational Opportunity Grant (FSEOG), if eligible |
10/19/26 |
10/27/26 |
FALL ENROLLMENT DATES
Full-term Academic Census Day: September 7, 2026
Pell Grant Recalculation Date / Financial Aid Freeze Date: 10/19/26
Full-term classes begin: February 1, 2027
|
Financial Aid Payment |
Disbursement Date |
Estimated Refund Date |
|---|---|---|
|
Federal Pell Grant - First Scheduled Disbursement (50%) |
02/01/27 |
02/09/27 |
|
Federal Direct Loan - Retuning Borrower |
TBD |
TBD |
|
Cal Grant, if eligible |
03/01/27 |
03/01/27 |
|
Student Success Completion Grant (SSCG) If eligible |
03/01/27 |
03/01/27 |
|
Chabot College Promise Program |
03/01/27 |
|
|
Federal Direct Loan - New Borrower |
TBD |
TBD |
|
Federal Pell Grant - Second Scheduled Disbursement (50%) |
04/05/27 |
04/13/27 |
|
Federal Supplemental Educational Opportunity Grant (FSEOG), if eligible |
04/05/27 |
04/13/27 |
SPRING ENROLLMENT DATES
Full-term Academic Census Day: TBD
Pell Grant Recalculation Date / Financial Aid Freeze Date: 04/05/27
Summer financial aid depends on your eligibility, enrollment, the type of aid available to you, and when your summer classes begin.
Because summer classes may have different start and end dates, students may not all receive financial aid on the same schedule.
|
Financial Aid Payment |
Disbursement Date |
Estimated Refund Date |
|---|---|---|
|
Federal Pell Grant - First Scheduled Disbursement (50%) |
TBD |
TBD |
|
Federal Direct Loan - Retuning Borrower |
TBD |
TBD |
|
Federal Pell Grant - Second Scheduled Disbursement (50%) |
TBD |
TBD |
|
Federal Direct Loan - New Borrower |
TBD |
TBD |
|
Federal Supplemental Educational Opportunity Grant (FSEOG), if eligible |
TBD |
TBD |
Summer and Late-Start Classes
Your summer financial aid may be affected by:
- The number of eligible units you are enrolled in.
- When your summer classes begin.
- Whether you begin attendance.
- Changes to your summer enrollment.
- The financial aid programs for which you are eligible.
FAQ & more info
The amount of your Federal Pell Grant that can be disbursed depends in part on the number of eligible units you are enrolled in.
For Pell Grant purposes, Chabot uses your enrollment to determine your enrollment intensity. If 12 units is full-time, 12 or more units equals 100% enrollment intensity. Fewer units result in a lower enrollment intensity.
Your financial aid offer is not necessarily the amount that will be disbursed or refunded to you.
Your actual Pell Grant amount depends on your individual eligibility and enrollment. If your enrollment changes, your Pell Grant payment may also change.
| Eligible Units | Federal Pell Grant Enrollment Intensity |
|---|---|
| 12 units or more | 100% |
| 11 units | 92% |
| 10 units | 83% |
| 9 units | 75% |
| 8 units | 67% |
| 7 units | 58% |
| 6 units | 50% |
| 5 units | 42% |
| 4 units | 33% |
| 3 units | 25% |
| 2 units | 17% |
| 1 unit | 8% |
Chabot College establishes a date each semester when Financial Aid reviews the enrollment generally used to calculate Pell Grant eligibility for that term.
You may also see this referred to as the Financial Aid Freeze Date.
2026–27 Pell Grant Recalculation Dates
- Fall 2026: 10/19/26
- Spring 2027: 03/01/27
- Summer 2027: TBD
If you add or drop classes before the applicable Pell Grant Recalculation Date, your Pell Grant amount may change.
Certain situations can still require Financial Aid to review or adjust your Pell Grant after that date. For example, if you do not begin attendance in a class that was included in your Pell Grant calculation, your eligibility may need to be recalculated.
Late-Start Classes
Late-start classes can affect when and whether units are included in your financial aid calculation.
Financial aid related to a late-start class may not be included in an earlier disbursement. Your eligibility may need to be reviewed after the class begins.
Do not assume that adding a late-start class will automatically increase your next financial aid payment.
Withdrawing from all of your classes or stopping attendance can affect your federal financial aid.
If you received federal financial aid and completely withdraw, officially or unofficially, Chabot College may be required to calculate how much of your federal financial aid you earned before you stopped attending.
This federal calculation is called Return of Title IV Funds (R2T4).
How the 60% Point Works
- If you withdraw before or at the 60% point of the applicable payment period or period of enrollment, your federal financial aid is generally earned based on the portion you completed. Chabot may be required to return some unearned federal aid.
- If you withdraw after the 60% point, you generally have earned 100% of the federal Title IV aid you received and were scheduled to receive for that period.
This does not mean every student who withdraws before the 60% point will owe the same amount.
Chabot must review your individual record and complete the federal R2T4 calculation when required.
Even if no federal aid must be returned, withdrawing may still affect your student account balance or your future financial aid eligibility.
What If I Receive All Failing or Non-Passing Grades?
If you receive all failing or non-passing grades, Financial Aid may need to determine whether you completed the term or stopped attending before the term ended.
Chabot may review attendance or other academic activity to determine whether a Return of Title IV Funds calculation is required.
Withdrawing or not successfully completing classes may also affect your future financial aid under Satisfactory Academic Progress (SAP) .
How an eligible refund is delivered depends on the financial aid application associated with your Financial Aid record and Chabot's applicable refund process.
Students whose Financial Aid record is based on the Free Application for Federal Student Aid (FAFSA) may receive eligible refunds through Chabot College's BankMobile Disbursements process.
Selecting a refund delivery method does not mean you are eligible for financial aid or that Chabot has issued a refund.
Chabot must first review your eligibility, disburse eligible financial aid, apply applicable charges to your student account, and determine whether you have a remaining credit balance eligible for refund.
If you submitted the California Dream Act Application (CADAA) and are eligible for financial aid that results in a refund, your refund is provided by paper check instead of through BankMobile.
Your paper check is sent to Chabot College.
The Financial Aid Office will contact you when your check is ready for pickup.
Please do not come to the Financial Aid Office to pick up your check until you have been notified that it is ready.
If you submitted the California Dream Act Application (CADAA):
- Check MyPortal and complete any Chabot Financial Aid requirements.
- Check WebGrants 4 Students for state financial aid updates or actions you may need to complete.
- Check your Chabot Zonemail for messages from the Financial Aid Office.
- If you are eligible for a refund, wait for the Financial Aid Office to contact you when your paper check is ready for pickup.
Do not come to pick up your check until you have been notified that it is ready.
Submitting a CADAA or receiving a financial aid offer does not guarantee a refund. Your eligibility, enrollment, and other requirements must be reviewed before aid can be disbursed.
The California Student Aid Commission (CSAC) administers Cal Grant and other California state financial aid programs.
Submitting a FAFSA or California Dream Act Application does not guarantee that you will receive a Cal Grant or another state financial aid award.
If you are expecting a Cal Grant or another applicable CSAC-administered award, check WebGrants 4 Students for your state financial aid information.
Chabot College may also need to review your enrollment and other information before state financial aid can be awarded or disbursed.
A date listed in the schedule does not mean every student will receive financial aid or a refund on that date.
Your financial aid or refund may be later if:
- Your financial aid application or file is still being reviewed.
- You have documents or other requirements to complete.
- You recently submitted required information.
- Your enrollment changed.
- You added or dropped classes.
- One or more of your classes has not started.
- You did not begin attendance in a class.
- Your financial aid eligibility needs additional review.
- Your Satisfactory Academic Progress status needs review.
- Additional requirements apply to your Federal Direct Loan.
- Chabot has not yet determined that you have a credit balance eligible for refund.
- Your refund has been processed by Chabot but is still moving through the applicable delivery process.
What Should I Do First?
- Check MyPortal. Review your Financial Aid status and outstanding requirements.
- Check Chabot Zonemail. Look for Financial Aid messages or requests.
- Check your classes. Make sure the classes included in your enrollment have started.
- Check your refund process. If your aid has already disbursed, review the refund instructions that apply to you.
- Contact Financial Aid. If you still cannot identify what is holding up your aid, contact the Financial Aid Office.